Personal Loan Questions

An individual with proof of regular income or any other individual employed by an organisation that has signed an MoU with Access Capital Solutions Limited.
Apply for a loan via the following channels;
  • Apply In-branch
  • Online through website
  • Apply Via email
Below are the Loan requirements;
  • A minimum of three(3) latest pay slips
  • National Registration Card
  • Work ID, where applicable
  • A signed loan pre-approval form, where applicable
  • Three month bank statements
The maximum loan amount depends on one's income and their current third party commitments.
Yes one is able to obtain another loan from Access Capital Solutions Credit which will run as a parallel loan, provided they meet the affordability criteria. Access Capital Solutions Credit systems are also de-signed to accommodate loan refinancing without violating pre-agreed credit vetting rules
One is eligible for a top up loan after three duccesiful deductions of an existing loan.
Yes – Access Capital Solutions products are covered under credit life insurance. Further details can be ob-tained from our offices.
Our products are designed in such a way that they meet your needs. This could be educa-tion fees, car expenses, medical bills, funeral expenses, building materials, capital for small businesses and other financial needs.
Access Capital Solutions Credit disburses loans to their clients via the following channels;
  • Cheque
  • Bank Transfer
  • Cash
One can repay their Access Capital Solutions loans via the following channels;
  • Salary deduction
  • Bank Tranfer
  • Bank DDACC [Standing Order]
  • Cash

Business Loan(SMEs) Questions

Anyone with an active trading space and have traceable track record of business transations.
By visiting any of the Access Capital Solutions offices or any if its agents.
The loan can be disbursed via the following channels
  • Cheque
  • Bank Transfer
  • Cash
Access Capital Solutions requires various forms of collateral for certain loan amounts.
The duration of the loan is dependen on the faciliy obtained.
The interest rate ranges from 10% to 25% depending on the outcomes of the risk assessment

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Our mission is to to be a leading Micro Finance Institution in Southern Africa by reaching every business and individual through advanced financial products and services.

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+260 211 230284

info@acszambia.com

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