Business Loans
Access Capital Solutions provides loans to SME's through different products that are designed to meet a client's needs. These products enable an SME to meet their short term expenses, fulfill their contractual obligations and finance their short term working capital needs. These products are available to SME's through four products namely
List of requirements
- PACRA and ZRA documents
- Six(6) months Bank Statements
- KYC documents for directors
- Three(3) latest bank statements
- Proof of ownership for pledged Security
Business Loans Offered
We will provide you with a loan product that meets your financial needs in the shortest time possible by striving to make funds available to you within 48 hours of a successful application.
Order Finance
SMEs who have orders with reputable organizations are able to obtain short term credit for a period of 30 to 90 days to enable them achieve their obligation.
Invoice Discounting
SME’s may obtain advance payments on serviced and invoiced orders pending payment. This enables the SME to pursue other works as they wait for full payment from their invoiced works. The maximum payment period for this facility is 30 to 60 days.
Working Capital Solutions
Access Capital Solutions supports SME’s by assisting them to meet their short-term financing needs and obligations by providing short- term working capital loans with the loan tenures ranging from 1 to 6 months.
Agric-Business Loan
Access Capital Solutions has embarked on supporting Agricultural Business (Grain, Poultry ,Piggery, dairy and crops) by funding them for new technology support, equipment financing, inputs and working capital. This product fosters the growth of the agricultural sector which is essential sector in the country’s economy.
Business Loan Procedures.
Step 1
SME approaches Access capital Solutions to obtain financial services.
Step 2
• Access Capital Solutions checks authenticity of invoice/order off taker
• Clients documents are reviewed
Step 3
Credit assessment is conducted
Step 4
Credit committee reviews and approves facility
Step 5
Security perfection is conducted with Ministry of Lands, PACRA or RTSA is carry out & funding is advanced to SME